Nokwazi
Your money, organised

Control your money, jar by jar

Take control of the money you have by putting it aside into the categories you need to spend on, like rent, airtime, food, school fees and more.

A simple budgeting app 

In the old days, people divided their cash into envelopes, tins or jars: one for rent, one for groceries, one for emergencies. Nokwazi (“She who has knowledge”) brings that logic to your phone. She helps you see exactly where your money is going, how much you have left over - and how much you still need. 

So when it comes to paying for something? You already have the money set aside. No stress or end-of-month panic. And you feel empowered about your finances.

Suits any income style

Nokwazi works with any type of income. Whether you earn a monthly salary, weekly income or have a side hustle where money comes in unpredictably, you can add money to your jars whenever it comes in.

How does it work?

Three simple steps help you take control of your money.

  1. Step 1

    Add up your money

    How much money do you have today? This includes money in your bank account, in cash or in savings.

  2. Step 2

    Divide money into jars

    Set aside the money you have now into categories or "jars" for rent, food, transport, airtime, savings & more. 

  3. Step 3

    Spend with confidence

    Spend according to the amount available in each jar. As you spend, your jars go down. No surprises. No guilt. 

What people are saying

“I always knew where my money was going, but I never had a plan. Nokwazi changed that — my rent jar is sorted before I even feel tempted to spend.”
DC
Soweto · Home-based carer
“I do gigs every weekend so my income is never the same. Putting each payout into jars helps me cover the month, even when it's quiet.”
Sam
Durban · Freelance sound engineer
“It feels like the old tin system my mother used, but on my phone. My kids’ school fees jar fills up first, every time.”
Lerato
Polokwane · Spaza shop owner

Ready to fill your jars?

Nokwazi is free to use. No hidden fees, no ads, no data sold. Just a better way to manage the money you actually have right now.

Try it in your browser

Frequently asked questions

No. Nokwazi never holds your money. Your money stays where it always was: in your bank account or in your wallet. Nokwazi just helps you plan how to use it.

Have another question? Email hello@nokwazi.com